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Holistiplan for independent advisors: the AI win your clients actually see

Q: What's the difference between Holistiplan and FP Alpha?

Holistiplan goes deep on tax, from $749/year. FP Alpha goes broad: its AI reads tax returns, estate documents, and insurance policies, at $1,995/year for the All-In-One plan. If tax is your lead planning conversation, Holistiplan is the cheaper way in; if you want estate and insurance depth on one platform, FP Alpha is built for that.

Q: Does Holistiplan give tax advice?

No. It generates observations and scenarios from a client's return. The recommendation the client hears is yours, made with your judgment, your compliance process, and the client's tax professional where appropriate.

In a sentence: Holistiplan scans a client's 1040 and hands you a tax report with planning observations and scenario tools in minutes, which makes it the rare AI purchase your clients notice in the very next review meeting. Basic Tax starts at $749/year for up to 30 households — roughly a $62/mo equivalent, billed as a 12-month term — with a 7-day free trial.

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The short version:

What it does: upload a client's 1040 and get planning observations and scenario tools back in minutes, instead of working through the return line by line yourself.
Why it's the visible win: the output is client-facing. A report built from the client's own tax return is something they can hold, which most back-office AI never gives you.
What it costs: Basic Tax from $749/year for up to 30 households, scaling with household count. That's about $62/mo at the entry tier, billed as an annual 12-month term.
The bigger tier: Premium Tax from $1,499/year adds state tax, Roth conversion projections, and cash-flow visuals.
The boundary: it's tax-focused. If you want AI reading estate documents and insurance policies too, that's FP Alpha territory.

See it in action

Explainer video coming soon

Holistiplan scans a client's 1040 and generates tax-planning observations and scenarios in minutes, with Basic Tax from $749/year for up to 30 households.

Visit Holistiplan →

What does Holistiplan do for an RIA?

You already collect the client's tax return. Holistiplan makes it earn its keep: upload the 1040, and in minutes you have a report flagging planning observations, plus scenario tools to model the moves you're weighing for that household.

The value for an independent firm runs in two directions. It compresses review prep that used to soak up your time before every meeting, and it hands you a concrete deliverable that shows planning value beyond the portfolio. For many clients, the tax conversation is the first place they feel that difference.

What does Holistiplan cost, honestly?

Basic Tax starts at $749/year and covers up to 30 households, with pricing scaling as your household count grows. There's no monthly plan: it's a 12-month term, which works out to roughly $62/mo at the entry tier, paid annually.

Tier	Starts at	What you get
Basic Tax	$749/year	1040 scanning, planning observations, scenario tools; up to 30 households at entry
Premium Tax	$1,499/year	Adds state tax, Roth conversion projections, and cash-flow visuals

A 7-day free trial lets you scan a few returns before committing. Confirm current pricing, and where your household count lands, with the vendor.

Pricing is vendor-published and changes; check current tiers at holistiplan.com/pricing (vendor-published, checked 2026-07-09).

Where does compliance land when AI reads a tax return?

Hold one line and the rest follows: the software makes observations, you make recommendations. Holistiplan narrows where to look on a return. Whether a Roth conversion or a bracket move is right for this client is your call, made with your judgment and, where it applies, the client's CPA.

In practice, that means you review every report before a client sees it, anything you send gets archived under the books-and-records rules (Advisers Act Rule 204-2), and your compliance officer signs off on the workflow before rollout. That's context, not advice; the longer treatment is in our compliance guide for RIAs.

Should you buy Holistiplan or FP Alpha?

Holistiplan goes deep on tax. FP Alpha goes broad: its AI reads tax returns, estate documents, and insurance policies, at $1,995/year for its All-In-One plan. If tax is the planning conversation you lead with, Holistiplan's $749 entry is the cheaper way in. If you want estate and insurance depth on the same subscription, FP Alpha earns its higher price. We put them side by side in Holistiplan vs FP Alpha.

Strong if…

Tax is where you show planning value, and you want a client-facing deliverable in your first month.
Your book fits the entry tier's 30 households, or you're fine with the price scaling as it grows.
You're comfortable with annual billing on a 12-month term.
Estate and insurance analysis are already handled elsewhere in your practice.

Maybe not if…

You want one AI platform reading estate documents and insurance policies too; see FP Alpha.
You need month-to-month flexibility; the trial is 7 days, but the term is 12 months.
State tax and Roth conversion projections matter on day one, and the $1,499 Premium tier stretches the budget.
Your CRM and meeting-note basics aren't in place yet; most firms sequence those first.

Want the wider picture first? See the full advisor software comparison or our guide to AI tax planning for advisors.

Common questions

How much does Holistiplan cost?

Basic Tax starts at $749/year for up to 30 households and scales with household count. Premium Tax starts at $1,499/year and adds state tax, Roth conversion projections, and cash-flow visuals. Billing is an annual 12-month term, roughly a $62/mo equivalent at the entry tier. Confirm current pricing with the vendor at holistiplan.com.

Is there a free trial, and what's the commitment?

There's a 7-day free trial, enough to scan a few returns and see the reports for yourself. After that you're signing a 12-month term; there's no month-to-month plan.

What's the difference between Holistiplan and FP Alpha?

Holistiplan goes deep on tax, from $749/year. FP Alpha reads tax returns, estate documents, and insurance policies, at $1,995/year. Our full breakdown: Holistiplan vs FP Alpha.

Does Holistiplan give tax advice?

No. It generates observations and scenarios from the return. The recommendation the client hears is yours, made with your judgment, your compliance process, and the client's tax professional where appropriate.

Reviewed by James Mills, founder of The Agentic AI Index — an independent directory of AI tools and local AI consultants, covering advisory firms alongside other small businesses. We earn a commission if you sign up through our links; it doesn't change what we write or who we list. We refer local pros; we do not recommend or endorse providers.

Sources

Pricing is vendor-published and changes; confirm it with the vendor before you buy.
Holistiplan — holistiplan.com/pricing (Basic Tax from $749/year, up to 30 households, scales by household count; Premium Tax from $1,499/year with state tax, Roth conversion projections, and cash-flow visuals; 12-month term; 7-day free trial). Vendor-published, checked 2026-07-09. Last reviewed: 2026-07-09.

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